Stock Research: Synchrony Financial

Independent stock analysis through peer comparison: Get the 360° View as an objective basis for stock decision-making and explore the detailed ranks.

Synchrony Financial

NYQ:SYF US87165B1035
43
  • Value
    37
  • Growth
    49
  • Safety
    Safety
    83
  • Combined
    29
  • Sentiment
    79
  • 360° View
    360° View
    43
Unlock
What factors are driving this 360° View?
Subscribe to View
Company Description

Synchrony Financial provides consumer financial services with a focus on digital product suites. It offers credit products through financing programs with retailers, manufacturers, and healthcare providers. It primarily operates in the Home & Auto, Digital, Diversified & Value, Health & Wellness, and Lifestyle sales platforms. In the last fiscal year, the company had a market cap of $26,098 million and 20,000 employees. Financials for profits and revenue are unavailable.

more

ANALYSIS: With an Obermatt 360° View of 43 (better than 43% compared with alternatives), overall professional sentiment and financial characteristics for the stock Synchrony Financial are below the industry average. The 360° View is based on consolidating four consolidated indicators, with half below and half above average for Synchrony Financial. The consolidated Sentiment Rank has a good rank of 79, which means that professional investors are more optimistic about the stock than for 79% of alternative investment opportunities. It also rates well regarding its financing structure, with the consolidated Safety Rank at 83 or better than 83% of its peers when looking at the amount of its debt, its refinancing requirements, and its ability to service debt. But the stock is expensive and expects low growth. The consolidated Value Rank is only 37, meaning that the share price of Synchrony Financial is on the high side, compared with indicators such as revenues, profits, and invested capital. The company exhibits below-average growth momentum when looking at financial metrics such as revenue, profit, invested capital growth,and stock returns, with its Growth Rank at 49. ...read more

more
Index
S&P 500
Similar Add to Watchlist Similar See Similar Stocks
The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 26-Mar-2026.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Detailed and Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history. Unlock the analysis.

Unlock Ranks

Unlock all 15 detailed ranks and historical data for 6,500+ stocks.

Subscribe to Unlock
Metrics Current 2025 2024 2023
Value
37 77 91 83
Growth
49 51 49 33
Safety
Safety
83 83 83 4
Sentiment
79 61 17 47
360° View
360° View
43 93 85 25
Unlock Similar Stocks

Unlock all 15 detailed ranks and historical data for 6,500+ stocks.

Subscribe to Unlock
Metrics Current 2025 2024 2023
Analyst Opinions
71 64 34 62
Opinions Change
50 91 47 8
Pro Holdings
n/a 55 30 65
Market Pulse
23 22 28 48
Sentiment
79 61 17 47
Unlock Similar Stocks

Unlock all 15 detailed ranks and historical data for 6,500+ stocks.

Subscribe to Unlock
Metrics Current 2025 2024 2023
Value
37 77 91 83
Growth
49 51 49 33
Safety Safety
83 83 83 4
Combined
29 88 98 19
Unlock Similar Stocks

Unlock all 15 detailed ranks and historical data for 6,500+ stocks.

Subscribe to Unlock
Metrics Current 2025 2024 2023
Price vs. Sales (P/S)
47 75 82 73
Price vs. Earnings (P/E)
48 87 87 71
Price vs. Book (P/B)
41 63 73 59
Dividend Yield
63 55 67 67
Value
37 77 91 83
Unlock Similar Stocks

Unlock all 15 detailed ranks and historical data for 6,500+ stocks.

Subscribe to Unlock
Metrics Current 2025 2024 2023
Revenue Growth
27 47 73 41
Profit Growth
94 7 19 92
Capital Growth
13 90 37 11
Stock Returns
75 77 49 41
Growth
49 51 49 33
Unlock Similar Stocks

Unlock all 15 detailed ranks and historical data for 6,500+ stocks.

Subscribe to Unlock
Metrics Current 2025 2024 2023
Leverage
68 86 90 8
Refinancing
51 73 47 40
Liquidity
55 43 40 25
Safety Safety
83 83 83 4

Similar Stocks

Discover high‑ranked alternatives to Synchrony Financial and broaden your portfolio horizons.

Omnicom

NYQ:OMC
Country: USA
Industry: Advertising
Size: X-Large
Full Stock Analysis

ResMed

NYQ:RMD
Country: USA
Industry: Health Care Equipment
Size: X-Large
Full Stock Analysis

Aramark

NYQ:ARMK
Country: USA
Industry: Restaurants
Size: X-Large
Full Stock Analysis

FedEx

NYQ:FDX
Country: USA
Industry: Air Freight & Logistics
Size: XX-Large
Full Stock Analysis

Frequently Asked
Questions

The value case is weak (expensive and low Growth Rank), but sentiment is strong and financing is safe. This scenario may indicate future growth not yet in current financials. This is a speculative choice for investors with a high-risk appetite who are betting on the positive sentiment and safe financing to sustain a long-term turnaround.

Obermatt provides unbiased stock analysis as a completely independent third party. We have no conflicts of interest with individual stock titles. Our data-driven analysis is based on algorithms honed over twelve years, giving you analysis that is free from personal bias and conflicts of interest.

The 360° View Rank indicates a company's overall performance across all major financial and non-financial metrics tracked by Obermatt. A 360° View Rank of 75 means the company is more well-rounded than 75% of similar companies. A high score indicates that the company is strong across the board; it is attractively priced, growing sustainably, financially stable, and well-regarded by the market. Learn more.

Become an Obermatt subscriber and see all of the similar stocks here.

The Obermatt Advantage

Ready to Elevate Your Investing?
Get Started Today

Choose the Obermatt subscription that best fits your needs.


30-day money back guarantee. Your subscription will renew until you cancel it, which you can do at any time.

What Our Customers Say

See how Obermatt improved their investing: