Stock Research: First Internet

Independent stock analysis through peer comparison: Get the 360° View as an objective basis for stock decision-making and explore the detailed ranks.

First Internet

NSQ:INBK US3205571017
84
  • Value
    98
  • Growth
    17
  • Safety
    Safety
    45
  • Combined
    53
  • Sentiment
    93
  • 360° View
    360° View
    84
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Company Description

First Internet Bancorp, through its subsidiary, First Internet Bank of Indiana, offers commercial, small business, consumer, and municipal banking products. It operates in the banking industry, providing services nationwide through digital channels and relationship banking. In the last fiscal year, the company had a market cap of $237 million and 323 employees.

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ANALYSIS: With an Obermatt 360° View of 84 (better than 84% compared with alternatives) for 2026, overall professional sentiment and financial characteristics for the stock First Internet are very positive. The 360° View is based on consolidating four consolidated indicators, with half the metrics below and half above average for First Internet. The consolidated Value Rank has an attractive rank of 98, which means that the share price of First Internet is on the lower side compared with the typical size in indicators such as revenues, profits, and invested capital. This means that the stock price is lower than for 98% of alternative stocks in the same industry. The consolidated Sentiment Rank has a good rank of 93, which means that professional investors are more optimistic about the stock than for 93% of alternative investment opportunities. But the consolidated Growth Rank has a low rank of 17, which means that the company exhibits below-average growth momentum when looking at financial metrics such as revenue, profit, invested capital growth, and stock returns. The consolidated Safety Rank has a riskier rank of 45, meaning the company has a riskier financing structure than 55 comparable companies when looking at the amount of its debt, its refinancing requirements, and its ability to service debt. ...read more

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The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 26-Mar-2026.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

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Metrics Current 2025 2024 2023
Value
98 97 63 55
Growth
17 65 51 96
Safety
Safety
45 25 21 57
Sentiment
93 1 24 52
360° View
360° View
84 49 20 85
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Metrics Current 2025 2024 2023
Analyst Opinions
70 29 53 91
Opinions Change
50 12 50 18
Pro Holdings
n/a 6 1 6
Market Pulse
69 14 69 78
Sentiment
93 1 24 52
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Metrics Current 2025 2024 2023
Value
98 97 63 55
Growth
17 65 51 96
Safety Safety
45 25 21 57
Combined
53 86 34 92
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Metrics Current 2025 2024 2023
Price vs. Sales (P/S)
100 97 72 32
Price vs. Earnings (P/E)
73 100 53 81
Price vs. Book (P/B)
100 97 100 54
Dividend Yield
47 13 14 17
Value
98 97 63 55
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Metrics Current 2025 2024 2023
Revenue Growth
94 92 88 84
Profit Growth
13 86 1 56
Capital Growth
30 43 57 55
Stock Returns
4 3 57 97
Growth
17 65 51 96
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Metrics Current 2025 2024 2023
Leverage
84 14 10 12
Refinancing
55 100 100 94
Liquidity
1 1 5 67
Safety Safety
45 25 21 57

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Frequently Asked
Questions

With good value and positive sentiment, but low growth and risky financing, this combination is generally dangerous as debt requires growth to sustain it. Only investors with a strong belief in future growth potential and a high-risk tolerance should consider this stock.

Obermatt provides unbiased stock analysis as a completely independent third party. We have no conflicts of interest with individual stock titles. Our data-driven analysis is based on algorithms honed over twelve years, giving you analysis that is free from personal bias and conflicts of interest.

The 360° View Rank indicates a company's overall performance across all major financial and non-financial metrics tracked by Obermatt. A 360° View Rank of 75 means the company is more well-rounded than 75% of similar companies. A high score indicates that the company is strong across the board; it is attractively priced, growing sustainably, financially stable, and well-regarded by the market. Learn more.

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