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Stock Research: VersaBank

Independent stock analysis through peer comparison: Get the 360° View as an objective basis for stock decision-making and explore the detailed ranks.

VersaBank

TOR:VBNK CA92512J1066
96
  • Value
    40
  • Growth
    93
  • Safety
    Safety
    97
  • Combined
    96
  • Sentiment
    65
  • 360° View
    360° View
    96
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Company Description

VersaBank is a Canada-based chartered bank. The Bank provides commercial lending and banking services in Canada and the United States, as well as cybersecurity services and banking and financial technology development services through the operations of its wholly owned subsidiary DRT Cyber Inc. (DRTC). It operates through two segments: Digital Banking and DRTC (cybersecurity services). The Digital Banking segment obtains its deposits and provides its loans and leases electronically via deposit and lending solutions for financial intermediaries. Its loan portfolio includes point-of-sale loans and leases, commercial real estate mortgages, commercial real estate loans and public sector and other financing. The DRTC segment develops solutions to address the volume of cyber threats challenging financial institutions, multi-national corporations and government entities. It also offers receivable purchase program (RPP) funding solution for point-of-sale finance companies.

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ANALYSIS: With an Obermatt 360° View of 96 (better than 96% compared with alternatives) for 2026, overall professional sentiment and financial characteristics for the stock VersaBank are very positive. The 360° View is based on consolidating four consolidated indicators, with all but one indicator above average for VersaBank. The consolidated Growth Rank has a good rank of 93, which means that the company experiences above-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth, as well as stock returns. This means that growth is higher than for 93% of competitors in the same industry. The consolidated Safety Rank at 97 means that the company has a financing structure that is safer than 97% comparable companies when looking at the amount of its debt, its refinancing requirements, and its ability to service debt. Finally, the consolidated Sentiment Rank has a good rank of 65, which means that professional investors are more optimistic about the stock than for 65% of alternative investment opportunities. But the consolidated Value Rank is less desirable at 40, meaning that the share price of VersaBank is on the higher side compared with indicators such as revenues, profits, and invested capital. This means the stock price is higher than for 60% of alternative stocks in the same industry. ...read more

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Strongest Rank Price vs. Sales (P/S)
Weakest Rank Safety
Country Canada
Industry Regional Banks
Size Small
Website ca.versabank.com
Index
NASDAQ
VersaBank stock price by TradingView. Not sourced by Obermatt.
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The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 26-Mar-2026.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Value
Identifies how good a value the stock is.
Good Value Expensive
Combined
Consolidated view across Value, Growth, and Safety.
Good Tread Carefully
Growth
Shows a company's growth potential.
High Growth Tough Times
Sentiment
Shows what the market thinks of a stock.
Positive Sentiment Skepticism
Safety
Safety
Assesses how financially secure a company is.
Well-Financed High Leverage
360° View
360° View
Holistic stock analysis: all key non-/financial metrics
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Detailed and Historical Ranks

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Metrics Current 2025 2024 2023
Value
40 54 71 49
Growth
93 59 99 92
Safety
Safety
97 72 21 77
Sentiment
65 52 99 86
360° View
360° View
96 73 91 100
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Metrics Current 2025 2024 2023
Analyst Opinions
48 84 89 95
Opinions Change
50 50 89 92
Pro Holdings
n/a 46 67 1
Market Pulse
97 45 98 48
Sentiment
65 52 99 86
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Metrics Current 2025 2024 2023
Value
40 54 71 49
Growth
93 59 99 92
Safety Safety
97 72 21 77
Combined
96 78 77 96
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Metrics Current 2025 2024 2023
Price vs. Sales (P/S)
23 39 56 32
Price vs. Earnings (P/E)
51 95 97 56
Price vs. Book (P/B)
67 44 65 75
Dividend Yield
37 14 15 19
Value
40 54 71 49
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Metrics Current 2025 2024 2023
Revenue Growth
80 98 96 86
Profit Growth
34 83 89 41
Capital Growth
65 4 45 98
Stock Returns
83 35 100 65
Growth
93 59 99 92
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Metrics Current 2025 2024 2023
Leverage
96 69 14 80
Refinancing
85 94 94 98
Liquidity
40 19 5 13
Safety Safety
97 72 21 77

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Frequently Asked
Questions

This stock offers a high growth opportunity with safe financing and positive sentiment. It is typically expensive (low Value Rank), as investors pay a premium for high performance. It is for growth-focused investors comfortable paying a premium for a stock with strong future momentum.

Obermatt provides unbiased stock analysis as a completely independent third party. We have no conflicts of interest with individual stock titles. Our data-driven analysis is based on algorithms honed over twelve years, giving you analysis that is free from personal bias and conflicts of interest.

The 360° View Rank indicates a company's overall performance across all major financial and non-financial metrics tracked by Obermatt. A 360° View Rank of 75 means the company is more well-rounded than 75% of similar companies. A high score indicates that the company is strong across the board; it is attractively priced, growing sustainably, financially stable, and well-regarded by the market. Learn more.

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