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Stock Research: VersaBank

Independent stock analysis through peer comparison: Get the 360° View as an objective basis for stock decision-making and explore the detailed ranks.

VersaBank

TSX:VBNK CA92512J1066
88
  • Value
    47
  • Growth
    96
  • Safety
    Safety
    86
  • Combined
    96
  • Sentiment
    12
  • 360° View
    360° View
    88
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Company Description

VersaBank is a Canada-based chartered bank. The Bank provides commercial lending and banking services in Canada and the United States, as well as cybersecurity services and banking and financial technology development services through the operations of its wholly owned subsidiary DRT Cyber Inc. (DRTC). It operates through two segments: Digital Banking and DRTC (cybersecurity services). The Digital Banking segment obtains its deposits and provides its loans and leases electronically via deposit and lending solutions for financial intermediaries. Its loan portfolio includes point-of-sale loans and leases, commercial real estate mortgages, commercial real estate loans and public sector and other financing. The DRTC segment develops solutions to address the volume of cyber threats challenging financial institutions, multi-national corporations and government entities. It also offers receivable purchase program (RPP) funding solution for point-of-sale finance companies.

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Strongest Rank Opinions Change
Weakest Rank Profit Growth
Country Canada
Industry Regional Banks
Size X-Small
Website versabank.com
Index
NASDAQ
VersaBank stock price by TradingView. Not sourced by Obermatt.
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The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 18-Dec-2025.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Value
Identifies how good a value the stock is.
Good Value Expensive
Combined
Consolidated view across Value, Growth, and Safety.
Good Tread Carefully
Growth
Shows a company's growth potential.
High Growth Tough Times
Sentiment
Shows what the market thinks of a stock.
Positive Sentiment Skepticism
Safety
Safety
Assesses how financially secure a company is.
Well-Financed High Leverage
360° View
360° View
Holistic stock analysis: all key non-/financial metrics
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Detailed and Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history. Unlock the analysis.

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Metrics Current 2024 2023 2022
Value
47 54 71 49
Growth
96 59 99 92
Safety
Safety
86 72 21 77
Sentiment
12 52 99 86
360° View
360° View
88 73 91 100
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Metrics Current 2024 2023 2022
Analyst Opinions
81 84 89 95
Opinions Change
6 50 89 92
Pro Holdings
n/a 46 67 1
Market Pulse
21 45 98 48
Sentiment
12 52 99 86
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Metrics Current 2024 2023 2022
Value
47 54 71 49
Growth
96 59 99 92
Safety Safety
86 72 21 77
Combined
96 78 77 96
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Metrics Current 2024 2023 2022
Price vs. Sales (P/S)
87 95 97 56
Price vs. Earnings (P/E)
30 39 56 32
Price vs. Book (P/B)
48 44 65 75
Dividend Yield
14 14 15 19
Value
47 54 71 49
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Metrics Current 2024 2023 2022
Revenue Growth
87 98 96 86
Profit Growth
98 83 89 41
Capital Growth
90 4 45 98
Stock Returns
30 35 100 65
Growth
96 59 99 92
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Metrics Current 2024 2023 2022
Leverage
95 69 14 80
Refinancing
85 94 94 98
Liquidity
16 19 5 13
Safety Safety
86 72 21 77

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Frequently Asked
Questions

The company has high growth and safe financing but is expensive (low Value Rank) and has low market sentiment. This is a warning that the stock may be too expensive. This is for an experienced growth investor willing to risk overpaying, but only after conducting thorough research on future growth potential.

Obermatt provides unbiased stock analysis as a completely independent third party. We have no conflicts of interest with individual stock titles. Our data-driven analysis is based on algorithms honed over twelve years, giving you analysis that is free from personal bias and conflicts of interest.

The 360° View Rank indicates a company's overall performance across all major financial and non-financial metrics tracked by Obermatt. A 360° View Rank of 75 means the company is more well-rounded than 75% of similar companies. A high score indicates that the company is strong across the board; it is attractively priced, growing sustainably, financially stable, and well-regarded by the market. Learn more.

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