Stock Research: Zip Co

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Zip Co

ASX:Z1P AU0000218307
58
  • Value
    4
  • Growth
    97
  • Safety
    Safety
    10
  • Combined
    18
  • Sentiment
    97
  • 360° View
    360° View
    58
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Company Description

Zip Co Limited is an Australia-based company engaged in digital retail finance and payments, offering point-of-sale credit and digital payment services to customers and integrated retail finance solutions to merchants. Its main businesses include providing unsecured loans to consumers through line of credit and installment products, and offering unsecured loans and lines of credit to small and medium-sized businesses. The company operates in Australia, New Zealand, the United States, and Canada. In the last fiscal year, the company had a market cap of $2396 millions, profits of $383 millions, and revenue of $579 millions.

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Analysis

ANALYSIS: With an Obermatt 360° View of 58 (better than 58% compared with alternatives), overall professional sentiment and financial characteristics for the stock Zip Co are above average. The 360° View is based on consolidating four consolidated indicators, with half of the metrics below and half above average for Zip Co. The consolidated Growth Rank has a good rank of 97, which means that the company experiences above-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth as well as stock returns. This means that growth is higher than for 97% of competitors in the same industry. The consolidated Sentiment Rank also has a good rank of 97, which means that professional investors are more optimistic about the stock than for 97% of alternative investment opportunities. But the consolidated Value Rank has a less desirable rank of 10, which means that the share price of Zip Co is on the higher side compared with typical size in indicators such as revenues, profits, and invested capital. This means the stock price is higher than for 90% of alternative stocks in the same industry. Finally, the consolidated Safety Rank has a riskier rank of 4, which means that the company has a financing structure that is riskier than those of 96% comparable companies when looking at the amount of its debt, its refinancing requirements, and its ability to service debt. ...read more

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Index
ASX 200
ASX 300
The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 30-Oct-2025.

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The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

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Metrics Current 2024 2023 2022
Value
10 11 31 33
Growth
97 99 87 37
Safety
Safety
4 4 1 4
Sentiment
97 41 6 10
360° View
360° View
58 20 8 1
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Metrics Current 2024 2023 2022
Analyst Opinions
93 79 21 19
Opinions Change
98 21 50 50
Pro Holdings
n/a 13 31 44
Market Pulse
94 80 3 4
Sentiment
97 41 6 10
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Metrics Current 2024 2023 2022
Value
10 11 31 33
Growth
97 99 87 37
Safety Safety
4 4 1 4
Combined
18 9 20 1
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Metrics Current 2024 2023 2022
Price vs. Sales (P/S)
7 7 23 2
Price vs. Earnings (P/E)
46 43 86 51
Price vs. Book (P/B)
7 9 19 41
Dividend Yield
1 1 1 1
Value
10 11 31 33
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Metrics Current 2024 2023 2022
Revenue Growth
98 94 76 96
Profit Growth
100 96 86 16
Capital Growth
85 86 74 53
Stock Returns
69 100 33 7
Growth
97 99 87 37
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Metrics Current 2024 2023 2022
Leverage
43 22 3 53
Refinancing
17 23 31 31
Liquidity
10 15 9 6
Safety Safety
4 4 1 4

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