Stock Research: XP

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XP

NasdaqGS:XP KYG982391099
93
  • Value
    86
  • Growth
    72
  • Safety
    Safety
    46
  • Combined
    90
  • Sentiment
    94
  • 360° View
    360° View
    93
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Company Description

XP Inc. is a Cayman Islands-based holding company owning technological platforms for investments, financial services, and education, as well as media and content platforms. It operates in financial services, education, and media, with brands including XP, Rico, Clear, Infomoney, XPeed, and IM+. It provides financial education in Brazil. In the last fiscal year, the company had a market cap of $9647 millions, $2757 millions in revenue, and 7442 employees.

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Analysis

ANALYSIS: With an Obermatt 360° View of 93 (better than 93% compared with alternatives) for 2025, overall professional sentiment and financial characteristics for the stock XP are very positive. The 360° View is based on consolidating four consolidated indicators, with all but one indicator above average for XP. The consolidated Growth Rank has a good rank of 72, which means that the company experiences above-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth, as well as stock returns. This means that growth is higher than for 72% of competitors in the same industry. The consolidated Safety Rank at 86 means that the company has a financing structure that is safer than 86% comparable companies when looking at the amount of its debt, its refinancing requirements, and its ability to service debt. Finally, the consolidated Sentiment Rank has a good rank of 94, which means that professional investors are more optimistic about the stock than for 94% of alternative investment opportunities. But the consolidated Value Rank is less desirable at 46, meaning that the share price of XP is on the higher side compared with indicators such as revenues, profits, and invested capital. This means the stock price is higher than for 54% of alternative stocks in the same industry. ...read more

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Index
NASDAQ
The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 13-Nov-2025.

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The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Detailed and Historical Ranks

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Metrics Current 2024 2023 2022
Value
46 63 33 5
Growth
72 41 89 55
Safety
Safety
86 58 75 64
Sentiment
94 79 53 67
360° View
360° View
93 76 75 35
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Metrics Current 2024 2023 2022
Analyst Opinions
47 42 71 28
Opinions Change
58 40 11 91
Pro Holdings
n/a 81 90 n/a
Market Pulse
76 80 52 57
Sentiment
94 79 53 67
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Metrics Current 2024 2023 2022
Value
46 63 33 5
Growth
72 41 89 55
Safety Safety
86 58 75 64
Combined
90 61 84 24
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Metrics Current 2024 2023 2022
Price vs. Sales (P/S)
64 65 40 19
Price vs. Earnings (P/E)
56 63 43 28
Price vs. Book (P/B)
25 46 28 22
Dividend Yield
51 53 40 1
Value
46 63 33 5
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Metrics Current 2024 2023 2022
Revenue Growth
57 72 79 96
Profit Growth
67 50 21 71
Capital Growth
64 55 93 34
Stock Returns
70 3 95 7
Growth
72 41 89 55
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Metrics Current 2024 2023 2022
Leverage
9 12 25 22
Refinancing
94 97 83 63
Liquidity
86 63 74 86
Safety Safety
86 58 75 64

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