Stock Research: PennyMac Financial Services

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PennyMac Financial Services

NYSE:PFSI US70932M1071
92
  • Value
    62
  • Growth
    91
  • Safety
    Safety
    50
  • Combined
    90
  • Sentiment
    60
  • 360° View
    360° View
    92
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Company Description

PennyMac Financial Services, Inc. is a financial services company specializing in U.S. mortgage loans and investments. The company operates in the financial services industry, focusing on mortgage loan production and servicing. PennyMac operates in the United States. In the last fiscal year, the company had a market cap of $5,092 million, profits of $1,594 million, revenue of $2,413 million, and 4,455 employees.

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Analysis

ANALYSIS: With an Obermatt 360° View of 92 (better than 92% compared with alternatives) for 2025, overall professional sentiment and financial characteristics for the stock PennyMac Financial Services are very positive. The 360° View is based on consolidating four consolidated indicators, with all four indicators above average for PennyMac Financial Services. The consolidated Value Rank has an attractive rank of 50, which means that the share price of PennyMac Financial Services is on the lower side compared with the typical size in indicators such as revenues, profits, and invested capital. This means the stock price is lower than for 50% of alternative stocks in the same industry. The consolidated Growth Rank has a good rank of 91, which means that the company experiences above-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth as well as stock returns. The company is also safely financed with a Safety rank of 62. Finally, professional market sentiment is above average compared with other stock investment alternatives with a Sentiment Rank of 60. ...read more

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Index
The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 10-Sep-2025.

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The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

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Metrics Current 2024 2023 2022
Value
50 59 36 83
Growth
91 89 65 3
Safety
Safety
62 67 81 90
Sentiment
60 17 10 19
360° View
360° View
92 82 51 61
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Metrics Current 2024 2023 2022
Analyst Opinions
68 90 93 60
Opinions Change
50 5 11 26
Pro Holdings
n/a 23 6 27
Market Pulse
15 8 3 14
Sentiment
60 17 10 19
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Metrics Current 2024 2023 2022
Value
50 59 36 83
Growth
91 89 65 3
Safety Safety
62 67 81 90
Combined
90 96 77 82
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Metrics Current 2024 2023 2022
Price vs. Sales (P/S)
66 85 52 100
Price vs. Earnings (P/E)
54 70 59 87
Price vs. Book (P/B)
30 29 29 55
Dividend Yield
46 53 38 43
Value
50 59 36 83
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Metrics Current 2024 2023 2022
Revenue Growth
96 82 98 6
Profit Growth
82 84 13 6
Capital Growth
91 90 36 7
Stock Returns
31 43 83 51
Growth
91 89 65 3
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Metrics Current 2024 2023 2022
Leverage
48 52 70 50
Refinancing
95 95 85 93
Liquidity
14 14 25 46
Safety Safety
62 67 81 90

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