Stock Research: NBT Bancorp

Peer-based, data-driven stock research by Obermatt enables quick and easy due diligence for your stock investing.

NBT Bancorp

NasdaqGS:NBTB US6287781024
79
  • Value
    79
  • Growth
    43
  • Safety
    Safety
    35
  • Combined
    47
  • Sentiment
    89
  • 360° View
    360° View
    79
Unlock
Which ranks are driving this 360° View?
Subscribe to View
Company Description

NBT Bancorp Inc. is a financial holding company. It operates in the financial services industry, primarily through its subsidiary NBT Bank, N.A., and other financial services subsidiaries. NBT Bank offers commercial banking, retail banking, and wealth management services. The company operates in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine, and Connecticut. In the last fiscal year, the company had a market cap of $2228 million and 2083 employees. The profit and revenue data are not available.

more
Analysis

ANALYSIS: With an Obermatt 360° View of 79 (better than 79% compared with alternatives) for 2025, overall professional sentiment and financial characteristics for the stock NBT Bancorp are very positive. The 360° View is based on consolidating four consolidated indicators, with half below and half above average for NBT Bancorp. The consolidated Sentiment Rank has a good rank of 89, which means that professional investors are more optimistic about the stock than for 89% of alternative investment opportunities. It also rates well regarding its financing structure, with the consolidated Safety Rank at 79 or better than 79% of its peers when looking at the amount of its debt, its refinancing requirements, and its ability to service debt. But the stock is expensive and expects low growth. The consolidated Value Rank is only 35, meaning that the share price of NBT Bancorp is on the high side, compared with indicators such as revenues, profits, and invested capital. The company exhibits below-average growth momentum when looking at financial metrics such as revenue, profit, invested capital growth,and stock returns, with its Growth Rank at 43. ...read more

more
Index
Diversity USA
Sound Pay USA
NASDAQ
The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 30-Oct-2025.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Detailed and Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history. Unlock the analysis.

Unlock Ranks

Unlock all 15 detailed ranks and historical data for 6,500+ stocks.

Subscribe to Unlock
Metrics Current 2024 2023 2022
Value
35 20 8 33
Growth
43 93 73 25
Safety
Safety
79 81 74 67
Sentiment
89 98 18 4
360° View
360° View
79 94 26 5
Unlock Similar Stocks

Unlock all 15 detailed ranks and historical data for 6,500+ stocks.

Subscribe to Unlock
Metrics Current 2024 2023 2022
Analyst Opinions
62 87 53 21
Opinions Change
89 68 25 50
Pro Holdings
n/a 84 20 32
Market Pulse
66 95 51 12
Sentiment
89 98 18 4
Unlock Similar Stocks

Unlock all 15 detailed ranks and historical data for 6,500+ stocks.

Subscribe to Unlock
Metrics Current 2024 2023 2022
Value
35 20 8 33
Growth
43 93 73 25
Safety Safety
79 81 74 67
Combined
47 83 45 19
Unlock Similar Stocks

Unlock all 15 detailed ranks and historical data for 6,500+ stocks.

Subscribe to Unlock
Metrics Current 2024 2023 2022
Price vs. Sales (P/S)
46 24 26 34
Price vs. Earnings (P/E)
52 50 34 53
Price vs. Book (P/B)
29 17 11 30
Dividend Yield
61 47 38 39
Value
35 20 8 33
Unlock Similar Stocks

Unlock all 15 detailed ranks and historical data for 6,500+ stocks.

Subscribe to Unlock
Metrics Current 2024 2023 2022
Revenue Growth
55 90 89 32
Profit Growth
72 73 47 60
Capital Growth
55 66 56 33
Stock Returns
11 69 65 37
Growth
43 93 73 25
Unlock Similar Stocks

Unlock all 15 detailed ranks and historical data for 6,500+ stocks.

Subscribe to Unlock
Metrics Current 2024 2023 2022
Leverage
50 44 25 32
Refinancing
61 58 70 71
Liquidity
79 83 86 83
Safety Safety
79 81 74 67

Similar Stocks

Discover high‑ranked alternatives to NBT Bancorp and broaden your portfolio horizons.

Meta

NasdaqGS:FB
Country: USA
Industry: Interactive Media & Services
Size: XX-Large
Full Stock Analysis

Cognizant Technology

NasdaqGS:CTSH
Country: USA
Industry: IT Consulting & oth. Services
Size: X-Large
Full Stock Analysis

TEGNA

NYSE:TGNA
Country: USA
Industry: Broadcasting
Size: Medium
Full Stock Analysis

PriceSmart

NasdaqGS:PSMT
Country: USA
Industry: Hypermarkets, Super Centers
Size: Medium
Full Stock Analysis

The Obermatt Advantage

Ready to Elevate Your Investing?
Get Started Today

Choose the Obermatt subscription that best fits your needs.


30-day money back guarantee. Your subscription will renew until you cancel it, which you can do at any time.