Stock Research: Muthoot Finance

Independent stock analysis through peer comparison: Get the 360° View as an objective basis for stock decision-making and explore the detailed ranks.

Muthoot Finance

NSI:MUTHOOTFIN INE414G01012
52
  • Value
    41
  • Growth
    94
  • Safety
    Safety
    10
  • Combined
    45
  • Sentiment
    60
  • 360° View
    360° View
    52
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Company Description

Muthoot Finance Limited is an India-based non-banking financial company primarily engaged in financing. Its main business is providing gold loans secured by gold jewelry, and its services also include housing finance, personal loans, small business loans, insurance, SME loans, corporate business loans, vehicle loans, mutual funds, money transfer, and micro finance. It operates mainly in India. In the last fiscal year, the company had a market cap of $12377 millions, profits of $1483 millions, and revenue of $2351 millions.

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ANALYSIS: With an Obermatt 360° View of 52 (better than 52% compared with alternatives), overall professional sentiment and financial characteristics for the stock Muthoot Finance are above average. The 360° View is based on consolidating four consolidated indicators, with half of the metrics below and half above average for Muthoot Finance. The consolidated Growth Rank has a good rank of 94, which means that the company experiences above-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth as well as stock returns. This means that growth is higher than for 94% of competitors in the same industry. The consolidated Sentiment Rank also has a good rank of 60, which means that professional investors are more optimistic about the stock than for 60% of alternative investment opportunities. But the consolidated Value Rank has a less desirable rank of 41, which means that the share price of Muthoot Finance is on the higher side compared with typical size in indicators such as revenues, profits, and invested capital. This means the stock price is higher than for 59% of alternative stocks in the same industry. Finally, the consolidated Safety Rank has a riskier rank of 10, which means that the company has a financing structure that is riskier than those of 90% comparable companies when looking at the amount of its debt, its refinancing requirements, and its ability to service debt. ...read more

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The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 26-Mar-2026.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Detailed and Historical Ranks

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Metrics Current 2025 2024 2023
Value
41 19 33 35
Growth
94 95 59 45
Safety
Safety
10 67 58 51
Sentiment
60 91 16 22
360° View
360° View
52 96 28 12
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Metrics Current 2025 2024 2023
Analyst Opinions
23 76 40 76
Opinions Change
91 90 42 57
Pro Holdings
n/a 85 47 19
Market Pulse
66 33 17 11
Sentiment
60 91 16 22
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Metrics Current 2025 2024 2023
Value
41 19 33 35
Growth
94 95 59 45
Safety Safety
10 67 58 51
Combined
45 83 46 31
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Metrics Current 2025 2024 2023
Price vs. Sales (P/S)
13 18 19 22
Price vs. Earnings (P/E)
47 34 41 51
Price vs. Book (P/B)
27 19 38 25
Dividend Yield
65 35 37 42
Value
41 19 33 35
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Metrics Current 2025 2024 2023
Revenue Growth
94 89 67 77
Profit Growth
89 83 50 36
Capital Growth
15 51 25 19
Stock Returns
87 97 75 61
Growth
94 95 59 45
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Metrics Current 2025 2024 2023
Leverage
15 57 59 37
Refinancing
45 14 11 32
Liquidity
54 82 90 84
Safety Safety
10 67 58 51

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Frequently Asked
Questions

This is a classic, high-risk growth play: high growth and positive sentiment outweigh low Value Rank (expensive) and risky financing. This is for aggressive growth investors who are comfortable with the high price and risk, believing the growth story justifies the expense.

Obermatt provides unbiased stock analysis as a completely independent third party. We have no conflicts of interest with individual stock titles. Our data-driven analysis is based on algorithms honed over twelve years, giving you analysis that is free from personal bias and conflicts of interest.

The 360° View Rank indicates a company's overall performance across all major financial and non-financial metrics tracked by Obermatt. A 360° View Rank of 75 means the company is more well-rounded than 75% of similar companies. A high score indicates that the company is strong across the board; it is attractively priced, growing sustainably, financially stable, and well-regarded by the market. Learn more.

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