Stock Research: First United

Independent stock analysis through peer comparison: Get the 360° View as an objective basis for stock decision-making and explore the detailed ranks.

First United

NSQ:FUNC US33741H1077
74
  • Value
    72
  • Growth
    21
  • Safety
    Safety
    97
  • Combined
    76
  • Sentiment
    47
  • 360° View
    360° View
    74
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Company Description

First United Corporation, through its subsidiary First United Bank & Trust, provides financial products and services. It operates in the Community Banking and Wealth Management industries. The bank operates in Allegany County, Frederick County, and Garrett County, among others. In the last fiscal year, the company had a market cap of $217 million and 291 employees.

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ANALYSIS: With an Obermatt 360° View of 74 (better than 74% compared with alternatives), overall professional sentiment and financial characteristics for the stock First United are above average. The 360° View is based on consolidating four consolidated indicators, with half the metrics below and half above average for First United. The consolidated Value Rank has an attractive rank of 72, which means that the share price of First United is on the lower side compared with the typical size in indicators such as revenues, profits, and invested capital. This means the stock price is lower than for 72% of alternative stocks in the same industry. The company is also safely financed with a Safety rank of 97. But the professional market sentiment is below average compared with other stock investment alternatives with a Sentiment Rank of 47. Professional investors are more confident in 53% other stocks. The consolidated Growth Rank also has a low rank of 21, which means that the company is below average in terms of growth momentum when looking at financial metrics such as revenue, profit, invested capital growth, and stock returns. 79 of its competitors have better growth. ...read more

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The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 26-Mar-2026.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Detailed and Historical Ranks

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Metrics Current 2025 2024 2023
Value
72 35 97 100
Growth
21 97 83 9
Safety
Safety
97 10 70 65
Sentiment
47 95 45 62
360° View
360° View
74 70 94 67
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Metrics Current 2025 2024 2023
Analyst Opinions
67 79 35 77
Opinions Change
50 97 50 50
Pro Holdings
n/a 76 85 80
Market Pulse
25 52 24 22
Sentiment
47 95 45 62
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Metrics Current 2025 2024 2023
Value
72 35 97 100
Growth
21 97 83 9
Safety Safety
97 10 70 65
Combined
76 43 100 73
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Metrics Current 2025 2024 2023
Price vs. Sales (P/S)
77 54 91 95
Price vs. Earnings (P/E)
78 67 79 100
Price vs. Book (P/B)
41 23 70 95
Dividend Yield
65 25 69 85
Value
72 35 97 100
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Metrics Current 2025 2024 2023
Revenue Growth
51 65 37 12
Profit Growth
11 60 73 69
Capital Growth
9 77 84 19
Stock Returns
68 100 91 27
Growth
21 97 83 9
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Metrics Current 2025 2024 2023
Leverage
64 9 63 90
Refinancing
77 36 44 37
Liquidity
72 62 70 25
Safety Safety
97 10 70 65

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Frequently Asked
Questions

This stock is a good value with safe financing, but has low growth and negative sentiment. It is a good option for a cautious value investor looking for stability but who can tolerate low momentum and skeptical professional opinion.

Obermatt provides unbiased stock analysis as a completely independent third party. We have no conflicts of interest with individual stock titles. Our data-driven analysis is based on algorithms honed over twelve years, giving you analysis that is free from personal bias and conflicts of interest.

The 360° View Rank indicates a company's overall performance across all major financial and non-financial metrics tracked by Obermatt. A 360° View Rank of 75 means the company is more well-rounded than 75% of similar companies. A high score indicates that the company is strong across the board; it is attractively priced, growing sustainably, financially stable, and well-regarded by the market. Learn more.

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