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Stock Research: FinWise

Independent stock analysis through peer comparison: Get the 360° View as an objective basis for stock decision-making and explore the detailed ranks.

FinWise

NMQ:FINW US31813A1097
14
  • Value
    60
  • Growth
    15
  • Safety
    Safety
    43
  • Combined
    23
  • Sentiment
    19
  • 360° View
    360° View
    14
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Company Description

FinWise Bancorp is a bank holding company. The Company operates through its two subsidiaries, FinWise Bank and FinWise Investment, LLC (collectively, the Bank). The Bank provides a full range of banking services to individual and commercial customers. The Bank’s primary source of revenue is from loans including consumer, Small Business Administration (SBA), commercial, commercial real estate, and residential real estate. Its banking business offers a diverse range of commercial and retail banking products and services and consists primarily of originating loans in a variety of sectors. It also attracts nationwide deposits from the general public, businesses and other financial institutions, and invests those deposits, together with borrowings and other sources of funds. The Company’s lending focuses on four main lending areas: SBA 7(a) loans, Strategic Programs, residential and commercial real estate, and commercial leasing.

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ANALYSIS: With an Obermatt 360° View of 14 (better than 14% compared with alternatives), overall professional sentiment and financial characteristics for the stock FinWise are critical, mostly below average. The 360° View is based on consolidating four consolidated indicators, with three out of four indicators below average for FinWise. Only the consolidated Value Rank has an attractive rank of 60, which means that the share price of FinWise is on the lower side compared with the typical size in indicators such as revenues, profits, and invested capital. This means that the stock price is lower than for 60% of alternative stocks in the same industry. All other consolidated ranks are below average. The consolidated Growth Rank has a low rank of 15, which means that the company exhibits below-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth as well as stock returns. The consolidated Safety Rank has a riskier rank of 43, meaning the company has a riskier financing structure than 57% comparable companies when looking at the amount of its debt, its refinancing requirements, and its ability to service debt. Finally, professionals are more pessimistic about the stock than for 81% of alternative investment opportunities, reflected in the consolidated Sentiment Rank of 19. ...read more

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Strongest Rank Price vs. Earnings (P/E)
Weakest Rank Price vs. Sales (P/S)
Country USA
Industry Regional Banks
Size X-Small
Website investors.finwisebancorp.com
Index
NASDAQ
FinWise stock price by TradingView. Not sourced by Obermatt.
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The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 3-Sep-2026.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Value
Identifies how good a value the stock is.
Good Value Expensive
Combined
Consolidated view across Value, Growth, and Safety.
Good Tread Carefully
Growth
Shows a company's growth potential.
High Growth Tough Times
Sentiment
Shows what the market thinks of a stock.
Positive Sentiment Skepticism
Safety
Safety
Assesses how financially secure a company is.
Well-Financed High Leverage
360° View
360° View
Holistic stock analysis: all key non-/financial metrics
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Detailed and Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history. Unlock the analysis.

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Metrics Current 2025 2024 2023
Value
60 13 39 19
Growth
15 99 95 100
Safety
Safety
43 54 75 97
Sentiment
19 89 98 30
360° View
360° View
14 18 100 79
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Metrics Current 2025 2024 2023
Analyst Opinions
48 93 95 97
Opinions Change
9 97 50 50
Pro Holdings
n/a 80 82 1
Market Pulse
62 22 77 18
Sentiment
19 89 98 30
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Metrics Current 2025 2024 2023
Value
60 13 39 19
Growth
15 99 95 100
Safety Safety
43 54 75 97
Combined
23 13 88 91
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Metrics Current 2025 2024 2023
Price vs. Sales (P/S)
100 73 85 34
Price vs. Earnings (P/E)
1 13 55 94
Price vs. Book (P/B)
89 21 38 1
Dividend Yield
1 1 1 1
Value
60 13 39 19
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Metrics Current 2025 2024 2023
Revenue Growth
100 94 96 98
Profit Growth
5 57 13 78
Capital Growth
35 82 95 97
Stock Returns
4 100 100 51
Growth
15 99 95 100
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Metrics Current 2025 2024 2023
Leverage
86 56 74 48
Refinancing
17 21 5 83
Liquidity
49 94 99 93
Safety Safety
43 54 75 97

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The only strength is good value. All other factors (growth, safety, and sentiment) are below average. This stock is highly sensitive to a crisis and is not advisable. Avoid unless you have solid, independent reasons to believe a significant turnaround is imminent.

Obermatt provides unbiased stock analysis as a completely independent third party. We have no conflicts of interest with individual stock titles. Our data-driven analysis is based on algorithms honed over twelve years, giving you analysis that is free from personal bias and conflicts of interest.

The 360° View Rank indicates a company's overall performance across all major financial and non-financial metrics tracked by Obermatt. A 360° View Rank of 75 means the company is more well-rounded than 75% of similar companies. A high score indicates that the company is strong across the board; it is attractively priced, growing sustainably, financially stable, and well-regarded by the market. Learn more.

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