Stock Research: Capitec Bank

Independent stock analysis through peer comparison: Get the 360° View as an objective basis for stock decision-making and explore the detailed ranks.

Capitec Bank

JNB:CPI ZAE000035861
71
  • Value
    5
  • Growth
    79
  • Safety
    Safety
    78
  • Combined
    50
  • Sentiment
    88
  • 360° View
    360° View
    71
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Company Description

Capitec Bank Holdings Limited, based in South Africa, offers banking and insurance services. Its segments include Personal Banking, Business Banking, Insurance, and AvaFin. It primarily operates in South Africa. In the last fiscal year, the company had a market cap of $22,026 million and 16,935 employees. The profits and revenue were not available.

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ANALYSIS: With an Obermatt 360° View of 71 (better than 71% compared with alternatives), overall professional sentiment and financial characteristics for the stock Capitec Bank are above average. The 360° View is based on consolidating four consolidated indicators, with all but one indicator above average for Capitec Bank. The consolidated Growth Rank has a good rank of 79, which means that the company experiences above-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth, as well as stock returns. This means that growth is higher than for 79% of competitors in the same industry. The consolidated Safety Rank at 78 means that the company has a financing structure that is safer than 78% comparable companies when looking at the amount of its debt, its refinancing requirements, and its ability to service debt. Finally, the consolidated Sentiment Rank has a good rank of 88, which means that professional investors are more optimistic about the stock than for 88% of alternative investment opportunities. But the consolidated Value Rank is less desirable at 5, meaning that the share price of Capitec Bank is on the higher side compared with indicators such as revenues, profits, and invested capital. This means the stock price is higher than for 95% of alternative stocks in the same industry. ...read more

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The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 9-Apr-2026.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Detailed and Historical Ranks

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Metrics Current 2025 2024 2023
Value
5 7 11 11
Growth
79 99 23 99
Safety
Safety
78 66 61 67
Sentiment
88 83 49 41
360° View
360° View
71 84 13 67
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Metrics Current 2025 2024 2023
Analyst Opinions
63 55 3 6
Opinions Change
50 83 50 35
Pro Holdings
n/a 91 100 85
Market Pulse
63 21 38 56
Sentiment
88 83 49 41
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Metrics Current 2025 2024 2023
Value
5 7 11 11
Growth
79 99 23 99
Safety Safety
78 66 61 67
Combined
50 78 3 81
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Metrics Current 2025 2024 2023
Price vs. Sales (P/S)
1 12 15 11
Price vs. Earnings (P/E)
3 5 13 11
Price vs. Book (P/B)
1 1 3 3
Dividend Yield
43 30 30 32
Value
5 7 11 11
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Metrics Current 2025 2024 2023
Revenue Growth
91 85 73 80
Profit Growth
46 89 31 75
Capital Growth
52 41 11 79
Stock Returns
77 97 33 93
Growth
79 99 23 99
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Metrics Current 2025 2024 2023
Leverage
64 76 72 60
Refinancing
31 6 3 9
Liquidity
100 95 95 95
Safety Safety
78 66 61 67

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Frequently Asked
Questions

This stock offers a high growth opportunity with safe financing and positive sentiment. It is typically expensive (low Value Rank), as investors pay a premium for high performance. It is for growth-focused investors comfortable paying a premium for a stock with strong future momentum.

Obermatt provides unbiased stock analysis as a completely independent third party. We have no conflicts of interest with individual stock titles. Our data-driven analysis is based on algorithms honed over twelve years, giving you analysis that is free from personal bias and conflicts of interest.

The 360° View Rank indicates a company's overall performance across all major financial and non-financial metrics tracked by Obermatt. A 360° View Rank of 75 means the company is more well-rounded than 75% of similar companies. A high score indicates that the company is strong across the board; it is attractively priced, growing sustainably, financially stable, and well-regarded by the market. Learn more.

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