Stock Research: Bajaj Finance

Independent stock analysis through peer comparison: Get the 360° View as an objective basis for stock decision-making and explore the detailed ranks.

Bajaj Finance

NSI:BAJFINANCE INE296A01024
51
  • Value
    4
  • Growth
    88
  • Safety
    Safety
    41
  • Combined
    48
  • Sentiment
    63
  • 360° View
    360° View
    51
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Company Description

Bajaj Finance Ltd. is an India-based non-banking financial company (NBFC) engaged in lending and deposit-taking. It operates in retail, SME, and commercial lending, as well as financial services. Bajaj Finance operates primarily in India. In the last fiscal year, the company had a market cap of $66,608 million, profits of $7,851 million, and revenue of $8,155 million, with 64,092 employees.

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ANALYSIS: With an Obermatt 360° View of 51 (better than 51% compared with alternatives), overall professional sentiment and financial characteristics for the stock Bajaj Finance are above average. The 360° View is based on consolidating four consolidated indicators, with three out of four indicators below average for Bajaj Finance. The consolidated Growth Rank has a good rank of 88, which means that the company experiences above-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth, as well as stock returns. It ranks higher than 88% of competitors in the same industry. The other indicators are below average, namely the Value, Safety, and Sentiment Ranks.The Value Rank at 10 means that the share price of Bajaj Finance is on the high side compared with its peers regarding revenues, profits, and invested capital. The stock price is higher than for 90% of alternative stocks in the same industry. The consolidated Safety Rank has a riskier rank of 41, which means that the company has a riskier financing structure than 59% comparable companies when looking at the amount of its debt, its refinancing requirements, and its ability to service debt. The consolidated Sentiment Rank also has a low rank of 45, indicating professional investors are more pessimistic about the stock than for 55% of alternative investment opportunities. ...read more

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The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 8-Jun-2026.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Detailed and Historical Ranks

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Metrics Current 2025 2024 2023
Value
4 11 5 7
Growth
88 93 91 85
Safety
Safety
41 53 47 47
Sentiment
63 79 17 19
360° View
360° View
51 82 21 19
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Metrics Current 2025 2024 2023
Analyst Opinions
43 50 61 16
Opinions Change
50 84 34 25
Pro Holdings
n/a 87 13 73
Market Pulse
66 46 28 42
Sentiment
63 79 17 19
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Metrics Current 2025 2024 2023
Value
4 11 5 7
Growth
88 93 91 85
Safety Safety
41 53 47 47
Combined
48 69 49 45
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Metrics Current 2025 2024 2023
Price vs. Sales (P/S)
9 9 9 7
Price vs. Earnings (P/E)
6 9 7 5
Price vs. Book (P/B)
8 5 7 5
Dividend Yield
57 26 16 14
Value
4 11 5 7
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Metrics Current 2025 2024 2023
Revenue Growth
83 94 94 96
Profit Growth
100 64 61 80
Capital Growth
89 80 100 7
Stock Returns
26 77 39 87
Growth
88 93 91 85
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Metrics Current 2025 2024 2023
Leverage
34 46 31 44
Refinancing
44 25 34 13
Liquidity
64 77 87 83
Safety Safety
41 53 47 47

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Frequently Asked
Questions

The only positive is high growth. The stock is expensive (low Value Rank), risky to finance, and carries critical professional sentiment. This is a risky proposition. Avoid unless you have exceptional conviction that the growth alone will overcome the price and financial risks.

Obermatt provides unbiased stock analysis as a completely independent third party. We have no conflicts of interest with individual stock titles. Our data-driven analysis is based on algorithms honed over twelve years, giving you analysis that is free from personal bias and conflicts of interest.

The 360° View Rank indicates a company's overall performance across all major financial and non-financial metrics tracked by Obermatt. A 360° View Rank of 75 means the company is more well-rounded than 75% of similar companies. A high score indicates that the company is strong across the board; it is attractively priced, growing sustainably, financially stable, and well-regarded by the market. Learn more.

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