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Stock Research: Synchrony Financial

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Synchrony Financial

NYQ:SYF US87165B1035
43
  • Value
    73
  • Growth
    63
  • Safety
    Safety
    83
  • Combined
    29
  • Sentiment
    85
  • 360° View
    360° View
    43
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Company Description

Synchrony Financial provides consumer financial services with a focus on digital product suites. It offers credit products through financing programs with retailers, manufacturers, and healthcare providers. It primarily operates in the Home & Auto, Digital, Diversified & Value, Health & Wellness, and Lifestyle sales platforms. In the last fiscal year, the company had a market cap of $26,098 million and 20,000 employees. Financials for profits and revenue are unavailable.

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ANALYSIS: With an Obermatt 360° View of 43 (better than 43% compared with alternatives), overall professional sentiment and financial characteristics for the stock Synchrony Financial are below the industry average. The 360° View is based on consolidating four consolidated indicators, with all four indicators above average for Synchrony Financial. The consolidated Value Rank has an attractive rank of 73, which means that the share price of Synchrony Financial is on the lower side compared with the typical size in indicators such as revenues, profits, and invested capital. This means the stock price is lower than for 73% of alternative stocks in the same industry. The consolidated Growth Rank has a good rank of 63, which means that the company experiences above-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth as well as stock returns. The company is also safely financed with a Safety rank of 83. Finally, professional market sentiment is above average compared with other stock investment alternatives with a Sentiment Rank of 85. ...read more

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Strongest Rank Revenue Growth
Weakest Rank Pro Holdings
Country USA
Industry Consumer Finance
Size Small
Website synchrony.com
Index
S&P 500
Synchrony Financial stock price by TradingView. Not sourced by Obermatt.
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The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 17-Sep-2026.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Value
Identifies how good a value the stock is.
Good Value Expensive
Combined
Consolidated view across Value, Growth, and Safety.
Good Tread Carefully
Growth
Shows a company's growth potential.
High Growth Tough Times
Sentiment
Shows what the market thinks of a stock.
Positive Sentiment Skepticism
Safety
Safety
Assesses how financially secure a company is.
Well-Financed High Leverage
360° View
360° View
Holistic stock analysis: all key non-/financial metrics
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Detailed and Historical Ranks

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Metrics Current 2025 2024 2023
Value
73 77 91 83
Growth
63 51 49 33
Safety
Safety
83 83 83 4
Sentiment
85 61 17 47
360° View
360° View
43 93 85 25
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Metrics Current 2025 2024 2023
Analyst Opinions
48 64 34 62
Opinions Change
50 91 47 8
Pro Holdings
n/a 55 30 65
Market Pulse
88 22 28 48
Sentiment
85 61 17 47
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Metrics Current 2025 2024 2023
Value
73 77 91 83
Growth
63 51 49 33
Safety Safety
83 83 83 4
Combined
29 88 98 19
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Metrics Current 2025 2024 2023
Price vs. Sales (P/S)
53 75 82 73
Price vs. Earnings (P/E)
59 87 87 71
Price vs. Book (P/B)
74 63 73 59
Dividend Yield
73 55 67 67
Value
73 77 91 83
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Metrics Current 2025 2024 2023
Revenue Growth
19 47 73 41
Profit Growth
87 7 19 92
Capital Growth
65 90 37 11
Stock Returns
51 77 49 41
Growth
63 51 49 33
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Metrics Current 2025 2024 2023
Leverage
62 86 90 8
Refinancing
59 73 47 40
Liquidity
55 43 40 25
Safety Safety
83 83 83 4

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Frequently Asked
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This is an all-around strong stock. It shows good value, high growth, safe financing, and positive professional sentiment. It is ideal for most buy-and-hold investors who value a good all-around stock.

Obermatt provides unbiased stock analysis as a completely independent third party. We have no conflicts of interest with individual stock titles. Our data-driven analysis is based on algorithms honed over twelve years, giving you analysis that is free from personal bias and conflicts of interest.

The 360° View Rank indicates a company's overall performance across all major financial and non-financial metrics tracked by Obermatt. A 360° View Rank of 75 means the company is more well-rounded than 75% of similar companies. A high score indicates that the company is strong across the board; it is attractively priced, growing sustainably, financially stable, and well-regarded by the market. Learn more.

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