Home Stock

Stock Research: Santam

Independent, rules-based stock research to judge this stock's true performance: Cut through market noise and find high-growth or high-value gems from 8,000+ stocks worldwide.

Santam

JNB:SNT ZAE000093779
75
  • Value
    71
  • Growth
    76
  • Safety
    Safety
    34
  • Combined
    60
  • Sentiment
    73
  • 360° View
    360° View
    75
Unlock
What factors are driving this 360° View?
Subscribe to View
Company Description

Santam Limited is a general insurer offering a wide range of insurance products. It operates through Conventional, Alternative Risk Transfer, and Santam’s share of SEM general insurance businesses, including units like Santam Broker Solutions, MiWay, and Centriq. Santam operates in South Africa, India, and Malaysia. In the last fiscal year, the company had a market cap of $2789 million and 6692 employees.

more

ANALYSIS: With an Obermatt 360° View of 75 (better than 75% compared with alternatives) for 2026, overall professional sentiment and financial characteristics for the stock Santam are very positive. The 360° View is based on consolidating four consolidated indicators, with all but one indicator above average for Santam. The consolidated Value Rank has an attractive rank of 71, which means that the share price of Santam is on the lower side compared with the typical size in indicators such as revenues, profits, and invested capital. This means the stock price is lower than for 71% of alternative stocks in the same industry. The consolidated Growth Rank has a good rank of 76, which means that the company experiences above-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth, as well as stock returns. In addition, professional market sentiment is above average compared with other stock investment alternatives with a Sentiment Rank of 73. But the company’s financing is risky with a Safety rank of 34. This means 66% of comparable companies have a safer financing structure than Santam. ...read more

more
Strongest Rank Price vs. Book (P/B)
Weakest Rank Price vs. Sales (P/S)
Country South Africa
Industry Property & Casualty Insurance
Size Medium
Website santam.co.za
Index
JSE All Shares
Santam stock price by TradingView. Not sourced by Obermatt.
Similar Add to Watchlist Similar See Similar Stocks
The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 13-Mar-2026.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Value
Identifies how good a value the stock is.
Good Value Expensive
Combined
Consolidated view across Value, Growth, and Safety.
Good Tread Carefully
Growth
Shows a company's growth potential.
High Growth Tough Times
Sentiment
Shows what the market thinks of a stock.
Positive Sentiment Skepticism
Safety
Safety
Assesses how financially secure a company is.
Well-Financed High Leverage
360° View
360° View
Holistic stock analysis: all key non-/financial metrics
Good Watch Out

Detailed and Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history. Unlock the analysis.

Unlock Ranks

Unlock all 15 detailed ranks and historical data for 6,500+ stocks.

Subscribe to Unlock
Metrics Current 2025 2024 2023
Value
71 57 55 79
Growth
76 65 37 29
Safety
Safety
34 81 81 81
Sentiment
73 81 70 72
360° View
360° View
75 59 59 85
Unlock Similar Stocks

Unlock all 15 detailed ranks and historical data for 6,500+ stocks.

Subscribe to Unlock
Metrics Current 2025 2024 2023
Analyst Opinions
29 17 36 95
Opinions Change
72 92 50 50
Pro Holdings
n/a 90 84 4
Market Pulse
44 56 57 66
Sentiment
73 81 70 72
Unlock Similar Stocks

Unlock all 15 detailed ranks and historical data for 6,500+ stocks.

Subscribe to Unlock
Metrics Current 2025 2024 2023
Value
71 57 55 79
Growth
76 65 37 29
Safety Safety
34 81 81 81
Combined
60 90 90 90
Unlock Similar Stocks

Unlock all 15 detailed ranks and historical data for 6,500+ stocks.

Subscribe to Unlock
Metrics Current 2025 2024 2023
Price vs. Sales (P/S)
93 88 85 84
Price vs. Earnings (P/E)
55 38 50 58
Price vs. Book (P/B)
20 16 20 31
Dividend Yield
85 57 70 96
Value
71 57 55 79
Unlock Similar Stocks

Unlock all 15 detailed ranks and historical data for 6,500+ stocks.

Subscribe to Unlock
Metrics Current 2025 2024 2023
Revenue Growth
47 53 33 19
Profit Growth
46 89 43 79
Capital Growth
76 3 19 9
Stock Returns
53 83 67 33
Growth
76 65 37 29
Unlock Similar Stocks

Unlock all 15 detailed ranks and historical data for 6,500+ stocks.

Subscribe to Unlock
Metrics Current 2025 2024 2023
Leverage
28 47 65 53
Refinancing
53 6 6 6
Liquidity
62 70 82 78
Safety Safety
34 81 81 81

Similar Stocks

Discover high‑ranked alternatives to Santam and broaden your portfolio horizons.

Sanlam

JNB:SLM
Country: South Africa
Industry: Life & Health Insurance
Size: Large
Full Stock Analysis

Absa

JNB:ABG
Country: South Africa
Industry: Diversified Banks
Size: Medium
Full Stock Analysis

Caxton and CTP Publishers and Printers

JNB:CAT
Country: South Africa
Industry: Publishing
Size: Medium
Full Stock Analysis

Porto Seguro

SAO:PSSA3
Country: Brazil
Industry: Multi-line Insurance
Size: Large
Full Stock Analysis

Frequently Asked
Questions

This is a high-quality, high-growth stock with positive sentiment. However, the financing is on the riskier side. It is best for a growth-focused investor willing to accept higher financial risk for potentially higher shareholder returns.

Obermatt provides unbiased stock analysis as a completely independent third party. We have no conflicts of interest with individual stock titles. Our data-driven analysis is based on algorithms honed over twelve years, giving you analysis that is free from personal bias and conflicts of interest.

The 360° View Rank indicates a company's overall performance across all major financial and non-financial metrics tracked by Obermatt. A 360° View Rank of 75 means the company is more well-rounded than 75% of similar companies. A high score indicates that the company is strong across the board; it is attractively priced, growing sustainably, financially stable, and well-regarded by the market. Learn more.

Become an Obermatt subscriber and see all of the similar stocks here.

OTHER FEATURES

Use the Platform to its Fullest

The Obermatt Advantage

Ready to Elevate Your Investing?
Get Started Today

Choose the Obermatt subscription that best fits your needs.


30-day money back guarantee. Your subscription will renew until you cancel it, which you can do at any time.

What Our Customers Say

See how Obermatt improved their investing:

Review us See More Google Reviews