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Stock Research: Oportun Financial

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Oportun Financial

NSQ:OPRT US68376D1046
47
  • Value
    93
  • Growth
    35
  • Safety
    Safety
    16
  • Combined
    67
  • Sentiment
    75
  • 360° View
    360° View
    47
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Company Description

Oportun Financial Corporation is a financial services company providing lending and savings products powered by AI, including unsecured and secured personal loans and automated savings via its Set & Save platform. It reaches members through its Oportun Mobile App and Oportun.com Website. In the last fiscal year, the company had a market cap of $286 million, $0 million in profits, $295 million in revenue, and 2312 employees.

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ANALYSIS: With an Obermatt 360° View of 47 (better than 47% compared with alternatives), overall professional sentiment and financial characteristics for the stock Oportun Financial are below the industry average. The 360° View is based on consolidating four consolidated indicators, with half the metrics below and half above average for Oportun Financial. The consolidated Value Rank has an attractive rank of 93, which means that the share price of Oportun Financial is on the lower side compared with the typical size in indicators such as revenues, profits, and invested capital. This means that the stock price is lower than for 93% of alternative stocks in the same industry. The consolidated Sentiment Rank has a good rank of 75, which means that professional investors are more optimistic about the stock than for 75% of alternative investment opportunities. But the consolidated Growth Rank has a low rank of 35, which means that the company exhibits below-average growth momentum when looking at financial metrics such as revenue, profit, invested capital growth, and stock returns. The consolidated Safety Rank has a riskier rank of 16, meaning the company has a riskier financing structure than 84 comparable companies when looking at the amount of its debt, its refinancing requirements, and its ability to service debt. ...read more

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Strongest Rank Dividend Yield
Weakest Rank Refinancing
Country USA
Industry Consumer Finance
Size Small
Website n/a
Index
NASDAQ
Oportun Financial stock price by TradingView. Not sourced by Obermatt.
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The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 13-Mar-2026.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Value
Identifies how good a value the stock is.
Good Value Expensive
Combined
Consolidated view across Value, Growth, and Safety.
Good Tread Carefully
Growth
Shows a company's growth potential.
High Growth Tough Times
Sentiment
Shows what the market thinks of a stock.
Positive Sentiment Skepticism
Safety
Safety
Assesses how financially secure a company is.
Well-Financed High Leverage
360° View
360° View
Holistic stock analysis: all key non-/financial metrics
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Detailed and Historical Ranks

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Metrics Current 2025 2024 2023
Value
93 71 84 67
Growth
35 95 5 95
Safety
Safety
16 74 23 46
Sentiment
75 47 23 21
360° View
360° View
47 64 1 79
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Metrics Current 2025 2024 2023
Analyst Opinions
37 42 83 80
Opinions Change
50 97 25 23
Pro Holdings
n/a 47 14 13
Market Pulse
96 8 13 16
Sentiment
75 47 23 21
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Metrics Current 2025 2024 2023
Value
93 71 84 67
Growth
35 95 5 95
Safety Safety
16 74 23 46
Combined
67 91 1 98
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Metrics Current 2025 2024 2023
Price vs. Sales (P/S)
95 93 97 97
Price vs. Earnings (P/E)
83 89 100 83
Price vs. Book (P/B)
89 73 97 78
Dividend Yield
1 1 1 1
Value
93 71 84 67
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Metrics Current 2025 2024 2023
Revenue Growth
12 60 20 91
Profit Growth
46 86 4 96
Capital Growth
54 80 77 79
Stock Returns
59 95 5 39
Growth
35 95 5 95
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Metrics Current 2025 2024 2023
Leverage
7 14 19 41
Refinancing
99 45 67 51
Liquidity
8 89 17 20
Safety Safety
16 74 23 46

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Frequently Asked
Questions

With good value and positive sentiment, but low growth and risky financing, this combination is generally dangerous as debt requires growth to sustain it. Only investors with a strong belief in future growth potential and a high-risk tolerance should consider this stock.

Obermatt provides unbiased stock analysis as a completely independent third party. We have no conflicts of interest with individual stock titles. Our data-driven analysis is based on algorithms honed over twelve years, giving you analysis that is free from personal bias and conflicts of interest.

The 360° View Rank indicates a company's overall performance across all major financial and non-financial metrics tracked by Obermatt. A 360° View Rank of 75 means the company is more well-rounded than 75% of similar companies. A high score indicates that the company is strong across the board; it is attractively priced, growing sustainably, financially stable, and well-regarded by the market. Learn more.

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