Stock Research: Muthoot Finance

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Muthoot Finance

NSI:MUTHOOTFIN INE414G01012
52
  • Value
    29
  • Growth
    96
  • Safety
    Safety
    10
  • Combined
    45
  • Sentiment
    14
  • 360° View
    360° View
    52
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Company Description

Muthoot Finance Limited is an India-based non-banking financial company primarily engaged in financing. Its main business is providing gold loans secured by gold jewelry, and its services also include housing finance, personal loans, small business loans, insurance, SME loans, corporate business loans, vehicle loans, mutual funds, money transfer, and micro finance. It operates mainly in India. In the last fiscal year, the company had a market cap of $12377 millions, profits of $1483 millions, and revenue of $2351 millions.

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ANALYSIS: With an Obermatt 360° View of 52 (better than 52% compared with alternatives), overall professional sentiment and financial characteristics for the stock Muthoot Finance are above average. The 360° View is based on consolidating four consolidated indicators, with three out of four indicators below average for Muthoot Finance. The consolidated Growth Rank has a good rank of 96, which means that the company experiences above-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth, as well as stock returns. It ranks higher than 96% of competitors in the same industry. The other indicators are below average, namely the Value, Safety, and Sentiment Ranks.The Value Rank at 29 means that the share price of Muthoot Finance is on the high side compared with its peers regarding revenues, profits, and invested capital. The stock price is higher than for 71% of alternative stocks in the same industry. The consolidated Safety Rank has a riskier rank of 10, which means that the company has a riskier financing structure than 90% comparable companies when looking at the amount of its debt, its refinancing requirements, and its ability to service debt. The consolidated Sentiment Rank also has a low rank of 14, indicating professional investors are more pessimistic about the stock than for 86% of alternative investment opportunities. ...read more

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The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 13-Mar-2026.

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The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Detailed and Historical Ranks

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Metrics Current 2025 2024 2023
Value
29 19 33 35
Growth
96 95 59 45
Safety
Safety
10 67 58 51
Sentiment
14 91 16 22
360° View
360° View
52 96 28 12
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Metrics Current 2025 2024 2023
Analyst Opinions
20 76 40 76
Opinions Change
76 90 42 57
Pro Holdings
n/a 85 47 19
Market Pulse
26 33 17 11
Sentiment
14 91 16 22
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Metrics Current 2025 2024 2023
Value
29 19 33 35
Growth
96 95 59 45
Safety Safety
10 67 58 51
Combined
45 83 46 31
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Metrics Current 2025 2024 2023
Price vs. Sales (P/S)
15 18 19 22
Price vs. Earnings (P/E)
46 34 41 51
Price vs. Book (P/B)
22 19 38 25
Dividend Yield
63 35 37 42
Value
29 19 33 35
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Metrics Current 2025 2024 2023
Revenue Growth
92 89 67 77
Profit Growth
86 83 50 36
Capital Growth
25 51 25 19
Stock Returns
85 97 75 61
Growth
96 95 59 45
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Metrics Current 2025 2024 2023
Leverage
15 57 59 37
Refinancing
45 14 11 32
Liquidity
54 82 90 84
Safety Safety
10 67 58 51

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Frequently Asked
Questions

The only positive is high growth. The stock is expensive (low Value Rank), risky to finance, and carries critical professional sentiment. This is a risky proposition. Avoid unless you have exceptional conviction that the growth alone will overcome the price and financial risks.

Obermatt provides unbiased stock analysis as a completely independent third party. We have no conflicts of interest with individual stock titles. Our data-driven analysis is based on algorithms honed over twelve years, giving you analysis that is free from personal bias and conflicts of interest.

The 360° View Rank indicates a company's overall performance across all major financial and non-financial metrics tracked by Obermatt. A 360° View Rank of 75 means the company is more well-rounded than 75% of similar companies. A high score indicates that the company is strong across the board; it is attractively priced, growing sustainably, financially stable, and well-regarded by the market. Learn more.

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