Stock Research: IDFC First Bank

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IDFC First Bank

NSI:IDFCFIRSTB INE092T01019
12
  • Value
    37
  • Growth
    19
  • Safety
    Safety
    1
  • Combined
    6
  • Sentiment
    72
  • 360° View
    360° View
    12
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Company Description

IDFC FIRST Bank Limited (the Bank) is a universal bank. The Bank offers end-to-end corporate banking, trade finance, such as issuance of LCs & BGs, SBLC, packing credit, pre-shipment and post-shipment finance, including risk hedging solutions like forwards, swaps, options, and other forex solutions, SME banking, wealth management, cash management, nostro and vostro account operations, Escrow facilities, correspondent banking, fastag, toll-acquiring, dealer finance and purchase/sales invoice discounting. Its treasury segment primarily consists of the Bank’s investment portfolio, money market borrowing and lending, investment operations and the foreign exchange and derivatives portfolio of the Bank. Its corporate/wholesale banking segment provides loans, non-fund facilities, treasury products, and transaction services. Its retail banking segment lends to individual / business banking customers. Its other banking business segment includes the distribution of third-party products.

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ANALYSIS: With an Obermatt 360° View of 12 (better than 12% compared with alternatives), overall professional sentiment and financial characteristics for the stock IDFC First Bank are critical, mostly below average. The 360° View is based on consolidating four consolidated indicators, with three out of four indicators below average for IDFC First Bank. The consolidated Sentiment Rank has a good rank of 72, which means that professional investors are more optimistic about the stock than for 72% of alternative investment opportunities. But all other ranks are below average. The consolidated Value Rank has a rank of 37, which means that the share price of IDFC First Bank is on the higher side compared with typical size in indicators such as revenues, profits, and invested capital. The consolidated Growth Rank also has a low rank of 19, meaning that the company exhibits below-average growth momentum when looking at financial metrics such as revenue, profit, invested capital growth, and stock returns. This means that growth is lower than for 19% of competitors in the same industry. Finally, the consolidated Safety Rank has a riskier rank of 1 which means that the company has a riskier financing structure than 99% comparable companies when looking at the amount of its debt, its refinancing requirements, and its ability to service debt. ...read more

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The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 23-Jun-2026.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Detailed and Historical Ranks

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Metrics Current 2025 2024 2023
Value
37 33 17 31
Growth
19 45 100 55
Safety
Safety
1 20 19 3
Sentiment
72 3 57 59
360° View
360° View
12 4 49 9
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Metrics Current 2025 2024 2023
Analyst Opinions
19 17 22 19
Opinions Change
75 10 50 87
Pro Holdings
n/a 3 100 54
Market Pulse
89 34 34 54
Sentiment
72 3 57 59
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Metrics Current 2025 2024 2023
Value
37 33 17 31
Growth
19 45 100 55
Safety Safety
1 20 19 3
Combined
6 4 35 7
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Metrics Current 2025 2024 2023
Price vs. Sales (P/S)
74 82 58 67
Price vs. Earnings (P/E)
16 21 21 14
Price vs. Book (P/B)
35 52 31 44
Dividend Yield
1 1 1 14
Value
37 33 17 31
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Metrics Current 2025 2024 2023
Revenue Growth
32 91 91 74
Profit Growth
29 4 81 12
Capital Growth
32 95 91 83
Stock Returns
47 11 89 31
Growth
19 45 100 55
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Metrics Current 2025 2024 2023
Leverage
24 18 24 10
Refinancing
15 80 60 4
Liquidity
12 13 33 51
Safety Safety
1 20 19 3

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Frequently Asked
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Only the professional market sentiment is positive. The stock is expensive, has low growth, and low financial safety. This is a weak investment proposition. Only a small, highly-speculative investment may be justified by investors who strongly believe the positive sentiment points to an positive future.

Obermatt provides unbiased stock analysis as a completely independent third party. We have no conflicts of interest with individual stock titles. Our data-driven analysis is based on algorithms honed over twelve years, giving you analysis that is free from personal bias and conflicts of interest.

The 360° View Rank indicates a company's overall performance across all major financial and non-financial metrics tracked by Obermatt. A 360° View Rank of 75 means the company is more well-rounded than 75% of similar companies. A high score indicates that the company is strong across the board; it is attractively priced, growing sustainably, financially stable, and well-regarded by the market. Learn more.

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