Stock Research: First Citizens Bancshares

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First Citizens Bancshares

NSQ:FCNCA US31946M1036
20
  • Value
    34
  • Growth
    25
  • Safety
    Safety
    13
  • Combined
    6
  • Sentiment
    77
  • 360° View
    360° View
    20
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Company Description

First Citizens BancShares, Inc. is a financial holding company offering a range of banking and financial services. It operates in the financial services industry, with segments including General Bank, Commercial Bank, SVB Commercial, and Rail. The company serves consumers and businesses across North America. In the last fiscal year, the company had a market cap of $29,597 million and 17,191 employees; profit and revenue data were not available.

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ANALYSIS: With an Obermatt 360° View of 20 (better than 20% compared with alternatives), overall professional sentiment and financial characteristics for the stock First Citizens Bancshares are critical, mostly below average. The 360° View is based on consolidating four consolidated indicators, with three out of four indicators below average for First Citizens Bancshares. The consolidated Sentiment Rank has a good rank of 77, which means that professional investors are more optimistic about the stock than for 77% of alternative investment opportunities. But all other ranks are below average. The consolidated Value Rank has a rank of 34, which means that the share price of First Citizens Bancshares is on the higher side compared with typical size in indicators such as revenues, profits, and invested capital. The consolidated Growth Rank also has a low rank of 25, meaning that the company exhibits below-average growth momentum when looking at financial metrics such as revenue, profit, invested capital growth, and stock returns. This means that growth is lower than for 25% of competitors in the same industry. Finally, the consolidated Safety Rank has a riskier rank of 13 which means that the company has a riskier financing structure than 87% comparable companies when looking at the amount of its debt, its refinancing requirements, and its ability to service debt. ...read more

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Index
NASDAQ
D.J. US Banks
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The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 7-May-2026.

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The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

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Metrics Current 2025 2024 2023
Value
34 17 69 29
Growth
25 15 100 100
Safety
Safety
13 6 41 57
Sentiment
77 55 85 95
360° View
360° View
20 4 95 96
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Metrics Current 2025 2024 2023
Analyst Opinions
28 47 85 97
Opinions Change
12 92 64 50
Pro Holdings
n/a 15 62 64
Market Pulse
87 74 40 78
Sentiment
77 55 85 95
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Metrics Current 2025 2024 2023
Value
34 17 69 29
Growth
25 15 100 100
Safety Safety
13 6 41 57
Combined
6 1 93 89
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Metrics Current 2025 2024 2023
Price vs. Sales (P/S)
73 44 85 61
Price vs. Earnings (P/E)
29 38 97 57
Price vs. Book (P/B)
58 24 62 8
Dividend Yield
17 3 3 3
Value
34 17 69 29
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Metrics Current 2025 2024 2023
Revenue Growth
6 12 96 100
Profit Growth
89 1 100 76
Capital Growth
53 36 100 83
Stock Returns
14 71 100 77
Growth
25 15 100 100
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Metrics Current 2025 2024 2023
Leverage
24 3 2 50
Refinancing
33 35 63 62
Liquidity
25 49 76 37
Safety Safety
13 6 41 57

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Only the professional market sentiment is positive. The stock is expensive, has low growth, and low financial safety. This is a weak investment proposition. Only a small, highly-speculative investment may be justified by investors who strongly believe the positive sentiment points to an positive future.

Obermatt provides unbiased stock analysis as a completely independent third party. We have no conflicts of interest with individual stock titles. Our data-driven analysis is based on algorithms honed over twelve years, giving you analysis that is free from personal bias and conflicts of interest.

The 360° View Rank indicates a company's overall performance across all major financial and non-financial metrics tracked by Obermatt. A 360° View Rank of 75 means the company is more well-rounded than 75% of similar companies. A high score indicates that the company is strong across the board; it is attractively priced, growing sustainably, financially stable, and well-regarded by the market. Learn more.

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