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Stock Research: FinWise

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FinWise

NMQ:FINW US31813A1097
6
  • Value
    43
  • Growth
    17
  • Safety
    Safety
    37
  • Combined
    14
  • Sentiment
    1
  • 360° View
    360° View
    6
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Company Description

FinWise Bancorp is a bank holding company. The Company operates through its two subsidiaries, FinWise Bank and FinWise Investment, LLC (collectively, the Bank). The Bank provides a full range of banking services to individual and commercial customers. The Bank’s primary source of revenue is from loans including consumer, Small Business Administration (SBA), commercial, commercial real estate, and residential real estate. Its banking business offers a diverse range of commercial and retail banking products and services and consists primarily of originating loans in a variety of sectors. It also attracts nationwide deposits from the general public, businesses and other financial institutions, and invests those deposits, together with borrowings and other sources of funds. The Company’s lending focuses on four main lending areas: SBA 7(a) loans, Strategic Programs, residential and commercial real estate, and commercial leasing.

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ANALYSIS: With an Obermatt 360° View of 6 (better than 6% compared with alternatives), overall professional sentiment and financial characteristics for the stock FinWise are critical, mostly below average. The 360° View is based on consolidating four consolidated indicators, with all four indicators below average for FinWise. The consolidated Value Rank has a low rank of 43 which means that the share price of FinWise is on the higher side compared with typical size in indicators such as revenues, profits, and invested capital. This means the stock price is higher than for 57% of alternative stocks in the same industry. The consolidated Growth Rank also has a low rank of 17, which means that the company exhibits below-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth as well as stock returns. This means that growth is lower than for 17% of competitors in the same industry. The consolidated Safety Rank has a riskier rank of 37, which means that the company has a riskier financing structure than 63% comparable companies when looking at the amount of its debt, its refinancing requirements, and its ability to service debt. Finally, the consolidated Sentiment Rank has a low rank of 1, which means that professional investors are more pessimistic about the stock than for 99% of alternative investment opportunities. ...read more

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Strongest Rank Sentiment
Weakest Rank Price vs. Sales (P/S)
Country USA
Industry Regional Banks
Size X-Small
Website investors.finwisebancorp.com
Index
NASDAQ
FinWise stock price by TradingView. Not sourced by Obermatt.
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The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 10-Aug-2026.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Value
Identifies how good a value the stock is.
Good Value Expensive
Combined
Consolidated view across Value, Growth, and Safety.
Good Tread Carefully
Growth
Shows a company's growth potential.
High Growth Tough Times
Sentiment
Shows what the market thinks of a stock.
Positive Sentiment Skepticism
Safety
Safety
Assesses how financially secure a company is.
Well-Financed High Leverage
360° View
360° View
Holistic stock analysis: all key non-/financial metrics
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Detailed and Historical Ranks

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Metrics Current 2025 2024 2023
Value
43 13 39 19
Growth
17 99 95 100
Safety
Safety
37 54 75 97
Sentiment
1 89 98 30
360° View
360° View
6 18 100 79
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Metrics Current 2025 2024 2023
Analyst Opinions
28 93 95 97
Opinions Change
9 97 50 50
Pro Holdings
n/a 80 82 1
Market Pulse
11 22 77 18
Sentiment
1 89 98 30
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Metrics Current 2025 2024 2023
Value
43 13 39 19
Growth
17 99 95 100
Safety Safety
37 54 75 97
Combined
14 13 88 91
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Metrics Current 2025 2024 2023
Price vs. Sales (P/S)
100 73 85 34
Price vs. Earnings (P/E)
1 13 55 94
Price vs. Book (P/B)
88 21 38 1
Dividend Yield
1 1 1 1
Value
43 13 39 19
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Metrics Current 2025 2024 2023
Revenue Growth
98 94 96 98
Profit Growth
1 57 13 78
Capital Growth
37 82 95 97
Stock Returns
4 100 100 51
Growth
17 99 95 100
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Metrics Current 2025 2024 2023
Leverage
86 56 74 48
Refinancing
3 21 5 83
Liquidity
50 94 99 93
Safety Safety
37 54 75 97

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Frequently Asked
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This is a highly risky stock investment proposition as all consolidated ranks are below-average. There are no compelling arguments to support this stock based on current information. It is not recommended for any investor profile. However, performance does change, so it could we worth keepin on a watchlist.

Obermatt provides unbiased stock analysis as a completely independent third party. We have no conflicts of interest with individual stock titles. Our data-driven analysis is based on algorithms honed over twelve years, giving you analysis that is free from personal bias and conflicts of interest.

The 360° View Rank indicates a company's overall performance across all major financial and non-financial metrics tracked by Obermatt. A 360° View Rank of 75 means the company is more well-rounded than 75% of similar companies. A high score indicates that the company is strong across the board; it is attractively priced, growing sustainably, financially stable, and well-regarded by the market. Learn more.

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