Stock Research: CreditAccess Grameen

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CreditAccess Grameen

NSI:CREDITACC INE741K01010
23
  • Value
    18
  • Growth
    46
  • Safety
    Safety
    19
  • Combined
    22
  • Sentiment
    43
  • 360° View
    360° View
    23
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Company Description

CreditAccess Grameen Limited is an India-based microfinance company providing micro loans primarily to women in rural areas. Its main business is lending to members, with products including Emergency Loan, Family Welfare Loans, Home Improvement Loan, Income Generation Loan, Grameen Vikas Loan, Gruha Vikas Loan, Grameen Two-Wheeler Loan, Grameen Swarna Loan, Grameen Affordable Housing Loan, Unnati Loan, and digital lending solutions like MAHI, Pragathi Digital Loan, and Multi-Purpose Digital Loan, along with distributor products such as Life Insurance and NPS-Swavalamban. The company operates across approximately 16 states and one union territory of India. In the last fiscal year, the company had 20970 employees, a market cap of $2411 million, profits of $670 million, and revenue of $670 million.

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ANALYSIS: With an Obermatt 360° View of 23 (better than 23% compared with alternatives), overall professional sentiment and financial characteristics for the stock CreditAccess Grameen are critical, mostly below average. The 360° View is based on consolidating four consolidated indicators, with all four indicators below average for CreditAccess Grameen. The consolidated Value Rank has a low rank of 18 which means that the share price of CreditAccess Grameen is on the higher side compared with typical size in indicators such as revenues, profits, and invested capital. This means the stock price is higher than for 82% of alternative stocks in the same industry. The consolidated Growth Rank also has a low rank of 46, which means that the company exhibits below-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth as well as stock returns. This means that growth is lower than for 46% of competitors in the same industry. The consolidated Safety Rank has a riskier rank of 19, which means that the company has a riskier financing structure than 81% comparable companies when looking at the amount of its debt, its refinancing requirements, and its ability to service debt. Finally, the consolidated Sentiment Rank has a low rank of 43, which means that professional investors are more pessimistic about the stock than for 57% of alternative investment opportunities. ...read more

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The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 26-Mar-2026.

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The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Detailed and Historical Ranks

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Metrics Current 2025 2024 2023
Value
18 38 13 21
Growth
46 21 100 57
Safety
Safety
19 46 17 47
Sentiment
43 11 83 15
360° View
360° View
23 4 54 5
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Metrics Current 2025 2024 2023
Analyst Opinions
65 67 97 95
Opinions Change
50 5 50 32
Pro Holdings
n/a 5 43 6
Market Pulse
59 7 58 20
Sentiment
43 11 83 15
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Metrics Current 2025 2024 2023
Value
18 38 13 21
Growth
46 21 100 57
Safety Safety
19 46 17 47
Combined
22 7 20 20
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Metrics Current 2025 2024 2023
Price vs. Sales (P/S)
34 36 13 22
Price vs. Earnings (P/E)
31 45 32 38
Price vs. Book (P/B)
26 38 27 36
Dividend Yield
35 45 1 1
Value
18 38 13 21
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Metrics Current 2025 2024 2023
Revenue Growth
59 42 92 82
Profit Growth
48 1 92 90
Capital Growth
16 100 100 44
Stock Returns
73 1 91 11
Growth
46 21 100 57
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Metrics Current 2025 2024 2023
Leverage
3 24 24 33
Refinancing
1 30 21 36
Liquidity
29 81 72 78
Safety Safety
19 46 17 47

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Frequently Asked
Questions

This is a highly risky stock investment proposition as all consolidated ranks are below-average. There are no compelling arguments to support this stock based on current information. It is not recommended for any investor profile. However, performance does change, so it could we worth keepin on a watchlist.

Obermatt provides unbiased stock analysis as a completely independent third party. We have no conflicts of interest with individual stock titles. Our data-driven analysis is based on algorithms honed over twelve years, giving you analysis that is free from personal bias and conflicts of interest.

The 360° View Rank indicates a company's overall performance across all major financial and non-financial metrics tracked by Obermatt. A 360° View Rank of 75 means the company is more well-rounded than 75% of similar companies. A high score indicates that the company is strong across the board; it is attractively priced, growing sustainably, financially stable, and well-regarded by the market. Learn more.

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