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Stock Research: Cholamandalam Financial Holdings

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Cholamandalam Financial Holdings

NSI:CHOLAHLDNG INE149A01033
47
  • Value
    44
  • Growth
    64
  • Safety
    Safety
    41
  • Combined
    57
  • Sentiment
    24
  • 360° View
    360° View
    47
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Company Description

Cholamandalam Financial Holdings Limited is an Indian core investment company focused on financial services and risk management, with key businesses including vehicle finance, home loans, SME loans, and a range of general insurance products like motor, health, property, accident, engineering, liability, marine, travel, and crop insurance. In the last fiscal year, the company had a market cap of $4598 million and revenue of $3877 million.

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ANALYSIS: With an Obermatt 360° View of 47 (better than 47% compared with alternatives), overall professional sentiment and financial characteristics for the stock Cholamandalam Financial Holdings are below the industry average. The 360° View is based on consolidating four consolidated indicators, with three out of four indicators below average for Cholamandalam Financial Holdings. The consolidated Growth Rank has a good rank of 64, which means that the company experiences above-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth, as well as stock returns. It ranks higher than 64% of competitors in the same industry. The other indicators are below average, namely the Value, Safety, and Sentiment Ranks.The Value Rank at 44 means that the share price of Cholamandalam Financial Holdings is on the high side compared with its peers regarding revenues, profits, and invested capital. The stock price is higher than for 56% of alternative stocks in the same industry. The consolidated Safety Rank has a riskier rank of 41, which means that the company has a riskier financing structure than 59% comparable companies when looking at the amount of its debt, its refinancing requirements, and its ability to service debt. The consolidated Sentiment Rank also has a low rank of 24, indicating professional investors are more pessimistic about the stock than for 76% of alternative investment opportunities. ...read more

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Strongest Rank Dividend Yield
Weakest Rank Pro Holdings
Country India
Industry Consumer Finance
Size X-Large
Website cholafhl.com
Index
Cholamandalam Financial Holdings stock price by TradingView. Not sourced by Obermatt.
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The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 13-Mar-2026.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Value
Identifies how good a value the stock is.
Good Value Expensive
Combined
Consolidated view across Value, Growth, and Safety.
Good Tread Carefully
Growth
Shows a company's growth potential.
High Growth Tough Times
Sentiment
Shows what the market thinks of a stock.
Positive Sentiment Skepticism
Safety
Safety
Assesses how financially secure a company is.
Well-Financed High Leverage
360° View
360° View
Holistic stock analysis: all key non-/financial metrics
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Detailed and Historical Ranks

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Metrics Current 2025 2024 2023
Value
44 57 47 37
Growth
64 61 83 11
Safety
Safety
41 54 51 38
Sentiment
24 75 52 95
360° View
360° View
47 92 88 47
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Metrics Current 2025 2024 2023
Analyst Opinions
59 95 89 98
Opinions Change
4 50 50 50
Pro Holdings
n/a 25 43 61
Market Pulse
14 61 13 62
Sentiment
24 75 52 95
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Metrics Current 2025 2024 2023
Value
44 57 47 37
Growth
64 61 83 11
Safety Safety
41 54 51 38
Combined
57 77 79 4
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Metrics Current 2025 2024 2023
Price vs. Sales (P/S)
50 83 79 65
Price vs. Earnings (P/E)
82 69 46 48
Price vs. Book (P/B)
41 34 36 20
Dividend Yield
1 23 21 21
Value
44 57 47 37
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Metrics Current 2025 2024 2023
Revenue Growth
79 89 85 13
Profit Growth
89 6 19 8
Capital Growth
24 64 74 38
Stock Returns
41 89 93 51
Growth
64 61 83 11
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Metrics Current 2025 2024 2023
Leverage
1 6 6 6
Refinancing
3 87 89 89
Liquidity
40 56 54 45
Safety Safety
41 54 51 38

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Frequently Asked
Questions

The only positive is high growth. The stock is expensive (low Value Rank), risky to finance, and carries critical professional sentiment. This is a risky proposition. Avoid unless you have exceptional conviction that the growth alone will overcome the price and financial risks.

Obermatt provides unbiased stock analysis as a completely independent third party. We have no conflicts of interest with individual stock titles. Our data-driven analysis is based on algorithms honed over twelve years, giving you analysis that is free from personal bias and conflicts of interest.

The 360° View Rank indicates a company's overall performance across all major financial and non-financial metrics tracked by Obermatt. A 360° View Rank of 75 means the company is more well-rounded than 75% of similar companies. A high score indicates that the company is strong across the board; it is attractively priced, growing sustainably, financially stable, and well-regarded by the market. Learn more.

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