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Stock Research: AU Small Finance Bank

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AU Small Finance Bank

NSI:AUBANK INE949L01017
18
  • Value
    3
  • Growth
    86
  • Safety
    Safety
    29
  • Combined
    32
  • Sentiment
    15
  • 360° View
    360° View
    18
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Company Description

AU Small Finance Bank Limited is an India-based non-banking financial company offering a range of banking and financial services. Its main businesses include retail banking, wholesale banking, and treasury operations, providing loans like car, home, and personal loans, as well as savings and fixed deposits. The company primarily operates in India. In the last fiscal year, the company had a market cap of $6916 millions.

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ANALYSIS: With an Obermatt 360° View of 18 (better than 18% compared with alternatives), overall professional sentiment and financial characteristics for the stock AU Small Finance Bank are critical, mostly below average. The 360° View is based on consolidating four consolidated indicators, with three out of four indicators below average for AU Small Finance Bank. The consolidated Growth Rank has a good rank of 86, which means that the company experiences above-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth, as well as stock returns. It ranks higher than 86% of competitors in the same industry. The other indicators are below average, namely the Value, Safety, and Sentiment Ranks.The Value Rank at 3 means that the share price of AU Small Finance Bank is on the high side compared with its peers regarding revenues, profits, and invested capital. The stock price is higher than for 97% of alternative stocks in the same industry. The consolidated Safety Rank has a riskier rank of 29, which means that the company has a riskier financing structure than 71% comparable companies when looking at the amount of its debt, its refinancing requirements, and its ability to service debt. The consolidated Sentiment Rank also has a low rank of 15, indicating professional investors are more pessimistic about the stock than for 85% of alternative investment opportunities. ...read more

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Strongest Rank Dividend Yield
Weakest Rank Stock Returns
Country India
Industry Regional Banks
Size Medium
Website aubank.in
Index
AU Small Finance Bank stock price by TradingView. Not sourced by Obermatt.
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The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 13-Mar-2026.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Value
Identifies how good a value the stock is.
Good Value Expensive
Combined
Consolidated view across Value, Growth, and Safety.
Good Tread Carefully
Growth
Shows a company's growth potential.
High Growth Tough Times
Sentiment
Shows what the market thinks of a stock.
Positive Sentiment Skepticism
Safety
Safety
Assesses how financially secure a company is.
Well-Financed High Leverage
360° View
360° View
Holistic stock analysis: all key non-/financial metrics
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Detailed and Historical Ranks

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Metrics Current 2025 2024 2023
Value
3 15 5 5
Growth
86 87 97 87
Safety
Safety
29 86 89 63
Sentiment
15 5 33 49
360° View
360° View
18 46 67 47
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Metrics Current 2025 2024 2023
Analyst Opinions
16 22 9 20
Opinions Change
31 18 50 50
Pro Holdings
n/a 7 64 77
Market Pulse
34 31 40 62
Sentiment
15 5 33 49
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Metrics Current 2025 2024 2023
Value
3 15 5 5
Growth
86 87 97 87
Safety Safety
29 86 89 63
Combined
32 80 85 49
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Metrics Current 2025 2024 2023
Price vs. Sales (P/S)
25 47 14 11
Price vs. Earnings (P/E)
9 21 3 4
Price vs. Book (P/B)
4 17 7 5
Dividend Yield
1 16 14 16
Value
3 15 5 5
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Metrics Current 2025 2024 2023
Revenue Growth
70 96 98 96
Profit Growth
29 89 51 10
Capital Growth
64 61 99 95
Stock Returns
99 25 57 79
Growth
86 87 97 87
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Metrics Current 2025 2024 2023
Leverage
54 90 66 46
Refinancing
7 32 40 37
Liquidity
38 73 84 84
Safety Safety
29 86 89 63

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Frequently Asked
Questions

The only positive is high growth. The stock is expensive (low Value Rank), risky to finance, and carries critical professional sentiment. This is a risky proposition. Avoid unless you have exceptional conviction that the growth alone will overcome the price and financial risks.

Obermatt provides unbiased stock analysis as a completely independent third party. We have no conflicts of interest with individual stock titles. Our data-driven analysis is based on algorithms honed over twelve years, giving you analysis that is free from personal bias and conflicts of interest.

The 360° View Rank indicates a company's overall performance across all major financial and non-financial metrics tracked by Obermatt. A 360° View Rank of 75 means the company is more well-rounded than 75% of similar companies. A high score indicates that the company is strong across the board; it is attractively priced, growing sustainably, financially stable, and well-regarded by the market. Learn more.

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