Stock Research: Aiful

Independent, rules-based stock research to judge this stock's true performance: Cut through market noise and find high-growth or high-value gems from 8,000+ stocks worldwide.

Aiful

TYO:8515 JP3105040004
27
  • Value
    89
  • Growth
    73
  • Safety
    Safety
    19
  • Combined
    44
  • Sentiment
    26
  • 360° View
    360° View
    27
Unlock
What factors are driving this 360° View?
Subscribe to View
Company Description

AIFUL CORPORATION is a Japan-based company mainly engaged in loan, credit sales, credit guarantee, and receivables management and collection businesses. It operates in consumer finance, real estate secured finance, comprehensive credit purchase mediation, and credit guarantees for financial institutions. Other businesses include venture capital and rent guarantee. The company operates through Aiful Co., Ltd., Life Card Co., Ltd., and AIRA & AIFUL Public Company Limited. In the last fiscal year, the company had 2738 employees, a market cap of $1406 million, profits of $1171 million, and revenue of $1261 million.

more

ANALYSIS: With an Obermatt 360° View of 27 (better than 27% compared with alternatives), overall professional sentiment and financial characteristics for the stock Aiful are below the industry average. The 360° View is based on consolidating four consolidated indicators, with half of the metrics below and half above average for Aiful. The consolidated Value Rank has an attractive rank of 89, which means that the share price of Aiful is on the lower side compared with the typical size in indicators such as revenues, profits, and invested capital. This means the stock price is lower than for 89% of alternative stocks in the same industry. The consolidated Growth Rank has a good rank of 73, which means that the company experiences above-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth as well as stock returns. But the professional market sentiment is below average compared with other stock investment alternatives with a Sentiment Rank of 26. Professional investors are more confident in 74% other stocks. Worryingly, the company has risky financing, with a Safety rank of 19. This means 81% of comparable companies have a safer financing structure than Aiful. ...read more

more
Index
Similar Add to Watchlist Similar See Similar Stocks
The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 3-Sep-2026.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Detailed and Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history. Unlock the analysis.

Unlock Ranks

Unlock all 15 detailed ranks and historical data for more than 8,000 stocks.

Subscribe to Unlock
Metrics Current 2025 2024 2023
Value
89 71 63 51
Growth
73 33 49 49
Safety
Safety
19 39 17 94
Sentiment
26 45 12 38
360° View
360° View
27 46 13 75
Unlock Similar Stocks

Unlock all 15 detailed ranks and historical data for more than 8,000 stocks.

Subscribe to Unlock
Metrics Current 2025 2024 2023
Analyst Opinions
34 58 84 73
Opinions Change
50 28 6 50
Pro Holdings
n/a 43 10 10
Market Pulse
15 68 17 46
Sentiment
26 45 12 38
Unlock Similar Stocks

Unlock all 15 detailed ranks and historical data for more than 8,000 stocks.

Subscribe to Unlock
Metrics Current 2025 2024 2023
Value
89 71 63 51
Growth
73 33 49 49
Safety Safety
19 39 17 94
Combined
44 44 28 92
Unlock Similar Stocks

Unlock all 15 detailed ranks and historical data for more than 8,000 stocks.

Subscribe to Unlock
Metrics Current 2025 2024 2023
Price vs. Sales (P/S)
83 81 80 76
Price vs. Earnings (P/E)
88 93 93 75
Price vs. Book (P/B)
81 84 62 59
Dividend Yield
71 8 12 14
Value
89 71 63 51
Unlock Similar Stocks

Unlock all 15 detailed ranks and historical data for more than 8,000 stocks.

Subscribe to Unlock
Metrics Current 2025 2024 2023
Revenue Growth
56 41 81 56
Profit Growth
74 28 22 20
Capital Growth
47 88 83 27
Stock Returns
39 15 27 89
Growth
73 33 49 49
Unlock Similar Stocks

Unlock all 15 detailed ranks and historical data for more than 8,000 stocks.

Subscribe to Unlock
Metrics Current 2025 2024 2023
Leverage
28 39 40 38
Refinancing
79 71 71 63
Liquidity
5 26 25 98
Safety Safety
19 39 17 94

Similar Stocks

Discover high‑ranked alternatives to Aiful and broaden your portfolio horizons.

Brother Industries

TYO:6448
Country: Japan
Industry: Technology Hardware & Peripherals
Size: X-Large
Full Stock Analysis

Cosmo Energy Holdings

TYO:5021
Country: Japan
Industry: Oil & Gas Refining
Size: X-Large
Full Stock Analysis

Shimadzu

TYO:7701
Country: Japan
Industry: Electronic Equipment
Size: X-Large
Full Stock Analysis

NSK

TYO:6471
Country: Japan
Industry: Industrial Machinery
Size: X-Large
Full Stock Analysis

Frequently Asked
Questions

This is a mixed bag with good value and high growth balanced by risky financing and negative sentiment. This is a risky stock that requires conviction; you should only consider it if you are willing to conduct further research into the underlying sentiment and financial risks.

Obermatt provides unbiased stock analysis as a completely independent third party. We have no conflicts of interest with individual stock titles. Our data-driven analysis is based on algorithms honed over twelve years, giving you analysis that is free from personal bias and conflicts of interest.

The 360° View Rank indicates a company's overall performance across all major financial and non-financial metrics tracked by Obermatt. A 360° View Rank of 75 means the company is more well-rounded than 75% of similar companies. A high score indicates that the company is strong across the board; it is attractively priced, growing sustainably, financially stable, and well-regarded by the market. Learn more.

Become an Obermatt subscriber and see all of the similar stocks here.

The Obermatt Advantage

Ready to Elevate Your Investing?
Get Started Today

Choose the Obermatt subscription that best fits your needs.


30-day money back guarantee. Your subscription will renew until you cancel it, which you can do at any time.

What Our Customers Say

See how Obermatt improved their investing: